Business Checking Accounts

Image of business woman on the phone

If you are looking for a place to help you manage the finances of your small business, you've come to the right place. We offer several business account options; it's up to you to select the one that best suits your needs.

  Simply Free Business Checking Pinnacle Business Checking Commercial Business Checking

Minimum Opening Balance

$100 $100 $100
Minimum Monthly Balance $0 $1,5001 n/a
Monthly Allowable Transactions2

Less than

Less than 1,000 More than 1,000
Earns Competitive Dividends n/a YES n/a
Debit Card  YES YES YES
Online Banking YES YES YES
Free ATM transactions at non FCFCU ATMs 3 2 per month 2 per month 2 per month
Monthly Service Charge     $25


Checking accounts include:

  • A Debit Card with Access to 30,000 Surcharge-FREE ATMs nationawide at participating CO-OP Network machines 
  • ‚Äč2 FREE ATM Transactions per Month at Non-FCFCU ATMs3

Please contact one of our Member Service Specialists at 703-218-9900 option 3, or stop by one of our branches to assist you with opening a business account  today!

CLICK HERE to learn more about Electronic Payment Processing for your business.

1If you do not maintain a $1,500 balance a $9 fee is incurred.  2Transaction items include all debits and credits. If the Simply Free Business or Pinnacle Business account exceeds 1,000 monthly transactions, the account may be converted to the Commercial checking product.  32 free ATM transactions per month at non-FCFCU ATMs, up to a maximum of $10, are refunded at the end of the month. Certain restrictions may apply. Fees subject to change without notice.