Alert

All branches will be CLOSED on November 23 & 24 for Thanksgiving.

We hope you have a happy and safe holiday!
 

Personal Checking Accounts

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Checking accounts that meet the diverse needs of our members. Check out our options below!

Simply Free Checking

A FREE account for everyone!

  • FREE first box of checks
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • FREE ATM transactions per month at non-FCFCU ATMs³

Direct Pay Checking³

Earn dividends with the convenience of direct deposit or any automatic payment!

  • FREE first box of checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • FREE ATM transactions per month at non-FCFCU ATMs³

50+ Prestige Checking

A perfect account for members 50 and over!

  • FREE first box of checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • FREE ATM transactions per month at non-FCFCU ATMs³

Pinnacle Checking

An account for those who want higher dividends!

  • FREE first box of checks
  • Higher dividends with a balance of $1,500 or more
  • Competitive dividends if balance falls below $1,500
  • Only $9 monthly charge if minimum balance falls below $1,500
  • FREE ATM transactions per month at non-FCFCU ATMs³

Every New Personal Checking Account Includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking¹
  • FREE eStatement with online check images 
  • Unused check and debit card buy-back from another financial institution²
  • Access to 30,000 Surcharge-FREE ATMs Nationwide through the CoOp Network.

Open Your Checking Account Today! 

CLICK HERE

NEW DEBIT CARD FEATURE!

Forgot your pin number? Don't worry, you no longer have to request another pin to be mailed to you or drive to a branch. Introducing PIN Now! This new feature allows you to change your pin easily and securely from your home phone or other phone number on file. Call 1-866-985-2273, provide the security information requested, enter your new desired pin number, and your card is ready to use immediately. This service is available 24 hours a day, 7 days a week.

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Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Credit Union rules and regulations apply. Ask us for details. ¹Data carrier fees may apply.  ²Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. ³2 free ATM transactions per month at non-FCFCU ATMs, up to a maximum of $10, are refunded at the end of the month.