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Personal Checking Accounts

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Checking accounts that meet the diverse needs of our members. Check out our options below!

Simply Free Checking

A FREE account for everyone!

  • FREE first box of checks
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • FREE ATM transactions per month at non-FCFCU ATMs³

Direct Pay Checking³

Earn dividends with the convenience of direct deposit or any automatic payment!

  • FREE first box of checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • FREE ATM transactions per month at non-FCFCU ATMs³

50+ Prestige Checking

A perfect account for members 50 and over!

  • FREE first box of checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • FREE ATM transactions per month at non-FCFCU ATMs³

Pinnacle Checking

An account for those who want higher dividends!

  • FREE first box of checks
  • Higher dividends with a balance of $1,500 or more
  • Competitive dividends if balance falls below $1,500
  • Only $9 monthly charge if minimum balance falls below $1,500
  • FREE ATM transactions per month at non-FCFCU ATMs³

Every New Personal Checking Account Includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking¹
  • FREE eStatement with online check images 
  • Unused check and debit card buy-back from another financial institution²
  • Access to 30,000 Surcharge-FREE ATMs Nationwide through the CoOp Network.

Open Your Checking Account Today! 

CLICK HERE

NEW DEBIT CARD FEATURE!

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Forgot your pin number? Don't worry, you no longer have to request another pin to be mailed to you or drive to a branch. Introducing PIN Now! This new feature allows you to change your pin easily and securely from your home phone or other phone number on file. Call 1-866-985-2273, provide the security information requested, enter your new desired pin number, and your card is ready to use immediately. This service is available 24 hours a day, 7 days a week.

 
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Credit Union rules and regulations apply. Ask us for details. ¹Data carrier fees may apply.  ²Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. ³2 free ATM transactions per month at non-FCFCU ATMs, up to a maximum of $10, are refunded at the end of the month.
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