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Personal Checking Accounts

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Is your current checking account costing you more and giving you less? With Simply Free Checking from Fairfax County Federal Credit Union, you get more. More value. More flexibility. More control. All with NO monthly service charge, NO per check charge, and NO minimum monthly balance requirement (except Pinnacle Checking). And with several dividend-bearing accounts available, you also get more variety.

Open Your Checking Account Today! 

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Every New Personal Checking Account Includes:

FREE Debit Card, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking*, FREE eStatement with online check images, a FREE thank you gift**, buy back of your unused checks and debit cards from another financial institution***, and access to 30,000 Surcharge-FREE ATMs Nationwide through the CoOp Network.

Simply Free Checking

A FREE account for everyone!

  • FREE first box of checks
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • FREE ATM transactions per month at non-FCFCU ATMs****

Direct Pay Checking

Earn dividends with the convenience of direct deposit or any automatic payment!

  • FREE first box of checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • FREE ATM transactions per month at non-FCFCU ATMs****

50+ Prestige Checking

A perfect account for members 50 and over!

  • FREE first box of checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • FREE ATM transactions per month at non-FCFCU ATMs****

Pinnacle Checking

An account for those who want higher dividends!

  • FREE first box of checks
  • Higher dividends with a balance of $1,500 or more
  • Competitive dividends if balance falls below $1,500
  • Only $9 monthly charge if minimum balance falls below $1,500
  • FREE ATM transactions per month at non-FCFCU ATMs****

NEW DEBIT CARD FEATURE!

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Forgot your pin number? Don't worry, you no longer have to request another pin to be mailed to you or drive to a branch. Introducing PIN Now! This new feature allows you to change your pin easily and securely from your home phone or other phone number on file. Call 1-866-985-2273, provide the security information requested, enter your new desired pin number, and your card is ready to use immediately. This service is available 24 hours a day, 7 days a week.

 
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Credit Union rules and regulations apply. Minimum opening deposit is only $50. Ask us for details. *Data carrier fees may apply.  **We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening. ***Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. ****2 free ATM transactions per month at non-FCFCU ATMs, up to a maximum of $10, are refunded at the end of the month.
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