Personal Checking
Live your life. Follow your path.
Get paid up to 3 days early
With Early Pay, we’re making slow paychecks a thing of the past, allowing you to access your cash up to 3 days earlier.
Personal Checking Accounts
NextMark Personal Checking accounts have everything you need to get on the path to success. Each one provides you with specific tools to help you navigate your financial journey. From dividends to debit cards, we’ve got your back. choose the one that moves you!
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Simply Free
Simple & accessible. For first timers or financial experts. It’s a no minimum balance, no monthly service charge, and no hassle checking account.
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Direct Pay
Convenient & fast. For working people who have direct deposit and want quick access to their pay. It’s easy to maintain, and you don’t need to visit a branch on paydays.
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Pinnacle
Rewarding & sustainable. For those who like to maintain a higher balance and get rewarded for it. You’re on top of your finances, and want to accelerate to what’s next.
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50+ Prestige
Distinguished & established. For a generation that’s worked hard to save over the years and plans for retirement. You’re financially secure and smart with your finances.
Benefits of NextMark Checking Accounts
Take the stress out of spending with the right features for you.
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Earn dividends with no minimum balance & no monthly service charge
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Your first box of checks are on us!
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Access to over 30,000 Surcharge Free ATMs including 7-Eleven locations nationwide.
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Direct deposit & remote deposit capture
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24/7 access through online banking & eStatements
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View balances, transfer funds, make payments, and deposit checks.
Order Checks
Finding the perfect check design is easy with NextMark and Harland Clarke. Save time by ordering online and having them shipped directly to you.
Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.
Debit Cards
Tap. Pay. Go. With the NextMark VISA Debit Card, it’s that easy!
- Access to 30,000 surcharge-free ATM’s and 7-Eleven’s nationwide
- Contactless technology & EMV Chip enhanced security
- Set up alerts, block your card, set up spending limits, and more with the NextMark Go App.
- Two FREE transactions at Non-NextMark ATM’s per month (up to $10)
- Use with Android Pay, Apple Pay, and Samsung Pay
To find out more, call us at 703-218-9900, stop by a branch or email [email protected].
To report a lost or stolen Debit Card please call: 1-888-918-7748.
Already have a card, but forgot or want to change your PIN? We’ve got your back! Call 866-985-2273, answer security questions, and select your new PIN. Your card will be updated immediately, and the service is available 24 hours a day, seven days a week.
Direct Deposit
You’ve worked hard for your pay and you want to have access to it as soon as possible. With Direct Deposit, there is no need to come into a branch to deposit your paycheck. You can set it up ahead of time and relieve the stress of having to come in to a branch.
Get started by completing the Direct Deposit Form.
NextLine - Personal Line of Credit
With NextLine, you can fund smaller purchases, such as furniture, appliances or even vacations, with credit limits up to $5,000. You can even use it as a layer of protection in events when you may overdraw your checking account.
- Lower payments with no annual fees
- Easy access to funds
Protect your Account
Overdraft Protection
An overdraft occurs when you may not have enough money in your account to cover a transaction.
We will authorize and pay overdrafts for the following transactions: Checks and transactions using your checking account number, automatic bill payments. Please review our Fee Schedule for pricing details.
We will not authorize and pay overdrafts for the following transactions without your consent: ATM transactions and everyday debit card transactions.
If you would like NextMark to authorize and pay overdrafts on ATM and everyday debit card transactions, please call us at 703-218-9900, email [email protected], or complete this form. You may drop it off at a branch or mail it to:
NextMark Credit Union
ATTN: OptIn
PO BOX 1300
Fairfax, VA 22038-1300
Build Credit History While Saving.
It’s a perfect loan if you’re looking to build credit and have a nice chunk of savings at the end of the term.
By opening a Simply Free checking, I’m learning to track my expenses and learn how to budget. I love using online banking to track my transactions and see my balance. I can even deposit my pay checks remotely!
— Isabella Member since 2019
FAQs
Get the answers you’re looking for.
To change your debit or credit card PIN, call the numbers below. Please have your card and personal information handy as you will be asked to verify your identity.
Credit Card holders call: 888-886-0083
Debit Card holders call: 866-985-2273
To order checks you can call us, stop by a branch, or shop online.
To order your checks online visit https://www.OrderMyChecks.com
Go to our homepage, and click on Log In on the top right and follow the instructions.
Yes! Just download the NextMark app and follow the instructions.
Let’s get started
Disclosures
See Fee Schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Credit Union rules and regulations apply. Call us at 703-218-9900 for details.
¹Data carrier fees may apply.
²APR=Annual Percentage Rate. Rate as of 2/23/2023. The rate is variable and may change. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. Fees could be imposed. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.