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Home Equity Loans and Lines of Credit




Put Your Home to Work for You

A Fairfax County Federal Credit Union Home Equity Loan or Home Equity Line of Credit allows you to borrow against the value of your home for most any purpose. Save money by consolidating high interest debt, make home improvements, pay for tuition and other major purchases. Plus, interest on your Home Equity Loan or Line of Credit may be tax deductible, (please consult your tax advisor). Apply now with our easy online application.

Home Equity Loan

Get the money you need in a convenient, single payout for debt consolidation, home improvements, medical expenses or most any other purpose.

  • Competitive fixed interest rates
  • Terms for 5, 10, 15, and 20 years to fit your budget
  • Borrow up to 95% of your home’s value*
  • No prepayment penalties or annual fees
  • Available on primary residences and second homes


Home Equity Line of Credit

Our variable rate option provides you with a revolving line of credit, giving you the flexibility to borrow what you need, when you need it.

  • Affordable payments for up to 30 year terms
  • Borrow up to 93% of your home’s value*
  • Reusable line of credit for home renovations or consolidate debt
  • Finance major purchases such as vacations and weddings
  • No prepayment penalties or annual fees


View our Current Rates

Apply Now

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*Minus first mortgage balance.

Certain fees, conditions and restrictions may apply. Home Equity Lines of Credit and Home Equity Loans are secured by your home. If you're paying off an existing real estate loan, the Credit Union does not cover costs imposed by other lenders, if any. Rates and terms subject to change without notice. Loan approval subject to credit evaluation.