Payroll Deduction - It's So Easy! Pay Yourself When You Pay the Bills

When it comes to saving, paying yourself each month is as important as paying your bills. But with direct deposit of your paycheck and payroll deduction you don't need the post office to deliver. With direct deposit, your monthly paycheck goes directly to your credit union share draft or checking account. Then, use payroll deduction to direct funds to pay off loans or build savings. Can't get much easier than that.

Put Savings on Automatic

If you think saving money is too difficult, and even have justifications to back you up, fuhgeddaboudit. We have the solutions to your saving hang-ups:

I don't have the money.

That's the standard cry from those who wait to save what's left over. It never happens. Instead, "pay yourself first." Use the Fairfax County Federal Credit Union (FCFCU) payroll deduction service and we'll automatically divert the amount you say, for as long as you say, to your share savings or certificate account.

For what little I can put aside, it doesn't pay.

Consistent, regular savings are the only kind that add up. If you only can start with $10 a paycheck, do that now. When you see how that works, you'll find yourself raising the ante to $25, $50, or more over time. And yes, that pays.

Payday and bill paying is too hectic to think about saving, too.

Whoa, that's a lot like excuse No. 1. The solution here: Use direct deposit at FCFCU and your paycheck starts working--earning dividends--right away, instead of waiting until you get around to making a deposit. That saves you time and, over time, the headstart saves money, too.

But I'm paying too much on bills to save money.

Well, maybe we can help you there, too. Call one of our loan officers at (703) 218-9900 and we can discuss loan consolidation options. Sometimes we can reduce your interest rate, and that can reduce how much you owe and how long you'll be paying off the loan. And that, too, can pay off in savings.

The bottom line: The professionals at FCFCU have the services and skills to help you automate your savings. Call today.

Automated Clearing House (ACH) -

When setting up an ACH credit and/or debit use your account number and the credit union Routing and Transit Number (ABA) 256078501