We Make Home Loans!!

What ever home you choose, if you're in the market for a home or simply wish to re-finance your current mortgage we can help! Your credit union can help you with your home mortgage loan right here at your credit union.

• Fixed & Adjustable rates,balloon loans and 80-10-10 purchase programs
• Up to 40 Years Financing
• Interest Only Loan Option
• VA and FHA Available
• Up to 100% financing
• Home Equity Loans - (Interest may be tax-deductible, consult your tax advisor)

Home Equity Loans

• Low monthly payments
• Fixed or Variable rates
• Loans up to $250,000*
• Loans up to 100% of the appraised value of your home, less the balance on your first mortgage loan
• 5, 10, 15 year terms
• Interest may be tax-deductible, consult your tax advisor
  *For loans greater than $250,000 contact Credit Union

Home Equity Lines of Credit

The variable-rate alternative

• Low monthly payments
• Low variablerates  (adjusts with prime as advertisedby the Wall Street Journal)
• Home Equity Credit Lines up to $250,000
• Lines of Credit  up to 100% --The appraised value of your home less the balance on your First Mortgage Loan.
• Term up to 40 years
• Interest may be tax deductible, consult your tax advisor

• Low monthly payments
• Fixed rates 
• Loans up to $15,000
• Loans for up to 100% of your home equity less the first mortgage balance
• Terms up to five years

Loans:

All rates and terms are subject to change without notice and credit qualification.  APR is Annual Percentage Rate.  Managed risk lending pricing is used for vehicle and personal loans.  Maximum interest rate for loans will not exceed the maximum allowed by law.  The APR for certificate secured loans are based on current certificate rate plus 2.500% and subject to change on CD maturity. 

HELOC and Home Equity Loans available only on primary residences in Maryland, DC, and Virginia.  Minimum line of credit is $10,000.  Maximum line of credit amount is $250,000 up to 100% Loan to Value (LTV). Variable rates tied to Prime as published in the Wall Street Journal.