• What is a Community Credit Union?
• What do I do if I lock myself out of the OnLine Teller?
• How can I get a check copy?
• How can can I learn to read a credit report?
• What’s a Credit Union?
• Who owns a credit union?
• How did credit unions start?
• What is the purpose of a credit union?
• Are savings deposits insured?
• Who can join a credit union?
• What is the credit union's Routing & Transit (ABA) number?
• How do I sign up for FREE OnLine Teller Home Banking?

What is a Community Credit Union?
Fairfax County Federal Credit Union is a community credit union. We serve those who live, work, worship, attend school, or volunteer in Fairfax County.
Back to Top

What do I do if I lock myself out of the OnLine Teller?
For security purposes, you must contact the credit union and ask a representative to reset your password.
Back to Top

How can I get a check copy?
That's easy, go into the OnLine Teller Home Banking system, go into checking history and click on the highlighted check number.
Back to Top

How can can I learn to read a credit report?
That's simple! Call the credit union and ask a representative to review your credit report with you today. This is a great way to ensure there is no credit fraud or mistakes being reported. And, we may even save you some money!!
Back to Top

What’s a Credit Union?
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.
Back to Top

Who owns a credit union?
Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
Back to Top

How did credit unions start?
The first credit union cooperatives started in Germany over a century ago. Today, credit unions are found everywhere in the world. The credit union movement started in this country in Manchester, New Hampshire. There, the St. Mary's Cooperative Credit Association, a church-affiliated credit union, opened its doors in 1909. Today, one in every three Americans is a credit union member.
Back to Top

What is the purpose of a credit union?
The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.

Back to Top

Are savings deposits insured?
Yes. All savings accounts are insured up to $100,000 by the NCUA, the National Credit Union Administration, an agency of the federal government.
Back to Top

Who can join a credit union?
A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. At FCFCU anyone who lives, works, worships, attendees school or volunteers in Fairfax County is eligble to join this community credit union!
Back to Top

What is the credit union's Routing & Transit (ABA) number?
256078501
Back to Top

How do I sign up for FREE OnLine Teller Home Banking?
Simply click on the OnLine Teller (OLT) graphic on the left margin of the homepage and then enter your account number and last five (5) digits of your social security number.
Back to Top